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Commercial auto policy that now rewards businesses for making “safe” decisions
Small business owners continually look for ways to manage risk. They know a proactive approach can help prevent losses and associated costs. Those that rely on vehicles as the lifeblood of their business are strengthening driver safety programs. They’re also investing in safer vehicles. The Hartford’s commercial auto policy recognizes this by providing:
Vehicle safety discounts.

Key benefits
Modern technology has made vehicles safer and less prone
to accidents. That’s why we’re offering safety discounts for vehicles with:
• Anti-lock brakes
• Anti-theft devices
• Electronic Stability Control (ESC)
In addition, any vehicle with a telematics tracking device installed is eligible for a 5% discount. Be sure to indicate if a vehicle has a telematics device installed.
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• Recognized and rewarded for safety
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Key benefits
Small business owners’ commitment to safety is often reflected in their claim experience. However, despite best efforts, accidents happen. Our Accident Forgiveness programs recognize that sometimes “bad things happen to good people.”
Claim-free program – Rewards “safety first” behavior over time.
If a customer is claim-free with The Hartford for the prior three consecutive years, the first accident or claim will not impact

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Fender bender program – Forgives smaller “nuisance” claims.
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Small Business Owner
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Premium savings

Key benefits
When businesses pay their full policy premium up front. It’s one less bill a small business owner needs to think about each month, and it reduces expenses. As a result, we’re offering a 10% premium discount to customers that pay their commercial auto premium in full. This discount will be applied when you select the Paid in Full option
Small Business Owner

• Premium savings

ill the Marketplace save you money?
There are several ways you can save money in the Health Insurance Marketplace. How you save, and how much you save, depends on several things, including family size and income.
1. You may be able to get lower costs on your monthly premiums when you enroll in a Marketplace health insurance plan.
2. You may qualify for lower out-of-pocket costs for copayments, coinsurance, and deductibles.
3. You or your child may get free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).
4. You can’t be charged more for a pre-existing condition or because you are a woman.
5. You may be able to be covered on your parent’s insurance plan if you’re under 26.
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may be able to buy a lower-premium “catastrophic” coverage plan, if you’re under 30.
7. Small businesses may qualify for the expanded small business health care tax credit.
How will I know what I qualify for?
When you fill out your Health Insurance Marketplace application, you’ll find out how much you can save and what coverage you’ll qualify for. Here are some important things to know about getting lower costs on coverage:
• Open enrollment starts October 1, 2013 and coverage starts as soon as January 1, 2014.
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Call Weber’s Insurance to find out if the Health insurance Marketplace will save you money.

Auto Insurance

Arizona Auto Insurance Requirements

Arizona adheres to the Financial Responsibility Law

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In short, the law requires drivers to carry minimum coverages as well as documented proof that these coverages meet or exceed the amounts required to compensate others for bodily injuries and property damage in the event they cause an accident.

Liability Policies must be maintained by

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drivers with an Arizona insurance company with established minimum liability coverage limits.

The minimum coverages are $15,000 (one person bodily injury), $30,000 (two or more persons bodily injury) and $10,000 in property damage coverage.
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August 5, 2010 | Comments Off


Healthcare Insurance

What does Marketplace health insurance cover?

What does Marketplace health insurance cover?

All private health insurance plans offered in the Marketplace will offer the same set of essential health benefits.
These essential health benefits include at least the following items and services:
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Marketplace. Plans may offer additional coverage. You will see exactly what each plan offers when you compare them side-by-side in the Marketplace.

August 25, 2013 | Comments Off


Home Owner's Insurance

Landlord Coverages – Imperative

Property investors are discovering that being a Landlord can b

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Weber’s insurance can provide investors with specialized coverages for each specific property they own and lease.

These coverages can encompass losses due to fire, theft, flood damages and in some cases, tenant damages and loss of income.
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July 29, 2010 | Comments Off


Business Insurance

Business Insurance

Your company assumed two basic risks on the first day it started operations: The speculative risk of making a profit and the possibility of an uninsured loss of assets.

At Weber’s Insurance Services we help our customers identify and control possible loss of assets.
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August 8, 2009 | Comments Off