Arizona Auto Insurance Requirements

Arizona adheres to the Financial Responsibility Law regarding automobile insurance.

In short, the law requires drivers to carry minimum coverages as well as documented proof that these coverages meet or exceed the amounts required to compensate others for bodily injuries and property damage in the event they cause an accident.

Liability Policies must be maintained by drivers with an Arizona insurance company with established minimum liability coverage limits.

The minimum coverages are $15,000 (one person bodily injury), $30,000 (two or more persons bodily injury) and $10,000 in property damage coverage.
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Right Deductible for Auto Insurance

One of the controllers of cost for your auto insurance policy is the level of deductible that you select.

A deductible is the amount of cost you are required to pay in the event of a paid claim by your carrier.

An example would be a $500 deductible on a $2,000 claim to repair your auto in the event of a collision. What this means is that the auto insurance carrier pays $1,500 and you pay $500.
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Auto Insurance Commercials

Have you watched those clever and entertaining auto insurance commercials?

There are lizards, a lady named Flo with a remote control gadget and even cave men who make us wonder about our auto insurance coverages and costs.
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